Hybrid Plans Can Save You Money on Your Health Insurance Premiums What exactly is a Hybrid Plan? A Hybrid Plan is a cross between a traditional plan and a high deductible plan. It can be either a PPO/POS or EPO/HMO Plan. Using participating providers (in-network) allows co-pays for doctor visits and prescriptions. A deductible and co-insurance applies to all other services. When using non-participating providers (out-of-network), the plans are the same as traditional plans with a deductible and co-insurance. These plans are offered by most insurance carriers and have rates less than traditional plans. To request our handy flyer "Health Insurance Plan Options" simply send us an email kathy@walczakassociates.com		Choose a service and enter our quote area. Choose a Service . . . . . ------------------ Insurance HEALTH CARE REFORM: Small Employer Tax Credits The High Cost of Health Insurance - Whose Fault is It? What Does Your Broker Do? COBRA Legislation and the Economic Stimulus Package The Global Business Traveler - What to Do About Health Insurance When Away from the U.S. Long-Term Care Insurance - A Reality Check International Health and Travel Insurance: It's Easy and Relatively Inexpensive Five Tips for Your Health and that of the Earth: Suggestions on How to Be Healthy & Green Hybrid Plans Can Save You Money on Your Health Insurance Premiums A Very Brief History of Health Insurance in the United States HSAs - Will They Revolutionize the Healthcare Industry? A Few Facts on Canadian Drug Options Why Health Care Strategies Have Failed A "Merry Heart" Has A Positive Effect on Health 5 Ways to Slash Health Insurance Costs How Are Life Insurance Rates Determined? What To Do About Disability Insurance Avian Flu - Some Facts Medicare Part D There is Growing Interest in Mental Health Treatment Pharmacy Benefits will Look Different in the Future Choosing a health care provider shouldn't be confusing. Let Walczak Associates help.

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